Fact: Sounds like you’re confusing Medicare and Medicaid. Medicare is a benefit you get when you turn 65 which covers basic health care. Medicaid is a means-tested program that covers medical care, such as long term home health care aides, adult day care programs, and transportation to medical appointments via taxi or ambulette. While Medicaid has asset and income limitations to qualify, there are ways to transfer assets and shelter excess income in a Trusted Income Pool.